Important Financial Disclaimer

General Information Notice

The information provided on this website is for general informational purposes only and should not be construed as professional financial advice. All content is subject to change without notice and may not be suitable for your specific circumstances.

This website serves as an introduction to our subscription-based financial planning services and does not constitute specific recommendations or guarantees of financial outcomes.

Information Accuracy Statement

While we strive to maintain accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, or reliability of any information on this website.

Users should verify all information independently before making any financial decisions based on content found on this site.

Information may be updated or modified at any time without prior notice to reflect changes in market conditions or regulatory requirements.

Limitation of Liability

To the fullest extent permitted by Australian law, zypheralon Financial Planning limits its liability as follows:

• • We are not liable for any indirect, incidental, or consequential damages arising from your use of our services or website
• • Our total liability shall not exceed the amount paid for services in the 12 months preceding any claim
• • We disclaim liability for any losses resulting from market volatility, economic changes, or regulatory modifications
• • Users assume full responsibility for their financial decisions and outcomes following consultations

Professional Consultation Notice

Our subscription service provides general financial planning discussions and should not replace comprehensive professional advice tailored to your specific situation.

Always consult with qualified financial professionals, accountants, or legal advisors before implementing any financial strategies or making significant financial decisions.

Our consultations are designed to provide information and analytical reviews rather than specific investment recommendations or guaranteed strategies.

Third-Party Links Disclaimer

This website may contain links to external websites that are not operated or controlled by zypheralon Financial Planning.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

Results and Outcomes Disclaimer

Financial planning outcomes depend on numerous factors including market conditions, personal circumstances, and individual implementation of discussed strategies.

Individual results may vary significantly based on personal circumstances and market conditions.

We make no guarantees regarding specific financial outcomes, returns, or improvements to your financial situation.

Intellectual Property Rights

All content, materials, and resources on this website are protected by copyright and other intellectual property laws.

Users may not reproduce, distribute, or commercially exploit any content without express written permission from zypheralon Financial Planning.

User Indemnification

Users agree to indemnify and hold harmless zypheralon Financial Planning from any claims, losses, or damages arising from their use of our services.

This includes but is not limited to claims related to financial decisions made following consultations or use of information provided through our services.

Governing Law and Jurisdiction

This disclaimer and all related matters are governed by Australian law and regulations.

Any disputes arising from the use of our services shall be subject to the exclusive jurisdiction of Australian courts.

Where applicable, state and territory regulations may also apply to specific aspects of our service delivery.

Severability Clause

If any provision of this disclaimer is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Invalid provisions will be replaced with enforceable terms that most closely reflect the original intent.

Age Requirements: Age Requirements::

Age Requirements: Age Requirements:

Age Requirements: Age Requirements

Age Requirements

18+ only

Our services are available only to individuals aged 18 years or older who can enter into legally binding agreements.

Disclaimer Updates

zypheralon Financial Planning reserves the right to update or modify this disclaimer at any time without prior notice.

Continued use of our services following any changes constitutes acceptance of the updated terms.

Contact Information

For questions regarding this disclaimer or our services, please contact us at:

Last updated: September 19, 2025